Disclosures & Disclaimers

Effective Date: July 26, 2025

Licensing Disclosure

Alex Efroymson is a licensed insurance agent.
National Producer Number (NPN): 16781456

Licensed States & License Details:

Florida – License #W739494 | Life, Health & Variable Annuities | Active since 12/09/2021
Alabama – License #3001276227 | Life, Accident & Health | Active since 04/22/2021
Indiana – License #3756254 | Life, Accident & Health | Active since 12/14/2021
Kansas – License #16781456 | Life, Accident & Health | Active since 09/22/2023
Kentucky – License #DOI-1300412 | Life, Health | Active since 09/22/2023
Louisiana – License #930650 | Life, Accident & Health | Active since 04/21/2021
Maine – License #PRN426635 | Life, Health | Active since 08/12/2022
Michigan – License #16781456 | Life, Accident & Health | Active since 04/19/2021
Missouri – License #3001275586 | Life, Accident & Health | Active since 04/21/2021
New York – License #LA-1658743 | Life, Accident & Health | Active since 03/20/2024
North Carolina – License #16781456 | Life, Accident & Health, Med Supp/LTC | Active since 04/26/2021
Pennsylvania – License #998373 | Life & Fixed Annuities, Accident & Health | Active since 04/21/2021
South Carolina – License #16781456 | Life, Accident & Health | Active since 04/21/2021
Tennessee – License #3001275591 | Life, Accident & Health | Active since 04/21/2021
Virginia – License #1232928 | Life & Annuities, Health | Active since 04/21/2021
Wisconsin – License #16781456 | Life, Accident & Health | Active since 09/22/2023

Medicare Disclaimer

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Carrier & Product Disclosure

I am a contracted agent with Humana for Medicare-based plans.
I am also contracted with several insurance companies for Life Insurance, Long-Term Care, Annuities, Final Expense, and Hospital Indemnity products.

Marketing Disclaimer

Alex Efroymson is a career agent with Humana, authorized to market and enroll individuals in Humana Medicare plans. However, all marketing content, communications, and promotional materials on this website and associated platforms are created and managed solely by Alex Efroymson.

Humana has not reviewed or approved the content of this website and is not responsible for its accuracy, completeness, or compliance. Any opinions expressed herein are those of Alex Efroymson and do not necessarily reflect the views of Humana Inc.

For official information about Humana plans, please visit www.humana.com or contact Humana directly.

HIPAA Disclaimer

This website does not collect or store protected health information (PHI). Any personal information submitted through this site is used solely for the purpose of providing insurance-related services and communications.

AI Chat Disclaimer

This website may offer automated chat assistance powered by artificial intelligence (AI) to help answer general questions and provide information about insurance products and services.

Please note the following:

No Legal or Financial Advice: The AI chat is for informational purposes only and does not constitute legal, financial, or insurance advice. For personalized guidance, please schedule a consultation with a licensed agent.
No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, the AI responses may not always reflect the most current regulations, plan details, or eligibility requirements.
Not a Human Agent: The AI chat is not a licensed insurance agent and cannot enroll you in a plan, provide quotes, or access your personal account information.
Privacy: Do not submit sensitive personal information (such as Social Security numbers or health details) through the chat. For secure communication, please use our contact form or email us at aefroymson@humana.com.

Accessibility Statement

We are committed to making our website accessible to all users, including individuals with disabilities. If you experience difficulty accessing any part of this site, please contact us at aefroymson@humana.com or [your phone number], and we will work with you to provide the information you need.

Terms of Use

By using this website, you agree to use it for lawful purposes only. All content is provided for informational purposes and does not constitute legal, financial, or insurance advice. We reserve the right to update or modify content at any time without notice.